Dear Client,
As part of our ongoing commitment to ensuring the security of your online trading experience, we would like to inform you of our protocol for addressing any suspicious activities observed on your trading account
Should you notice any irregularities or suspect unauthorized access to your account, we kindly request that you take immediate action by following the steps outlined below:
Send an Email Please send an email to stoptrade@acml.in from your registered email ID. In the email, briefly outline the suspicious activity you have observed.
Phone Call Alternatively, you can call us at 07965081981 Ext: 4 from your registered mobile number. This will enable us to address your concerns promptly.
When contacting us, please ensure you provide the following details:
By providing this information, you enable us to swiftly investigate and take appropriate measures to safeguard your account.
Your security and peace of mind are of utmost importance to us, and we appreciate your cooperation in maintaining the integrity of your trading account.
While total spends grew by 31% at Rs 115,350 crore, receivables grew by 2% to Rs 56,926 crore in Q4 FY26 over Q4 FY25.
Cards-in-force grew by 6% to 2.21 crore as of Q4 FY26 as against 2.08 crore as of Q4 FY25. New accounts volume stood at 917K in Q4 FY26 as compared to 1,109K in Q4 FY25.
Total expenses rose by 6.3% to Rs 4,371 crore in the March 2026 quarter from Rs 4,113 crore in the March 2025 quarter. Impairment charge on financial instruments for the period under review was Rs 1,097 crore in Q4 FY26, down 11.9% YoY.
Profit before tax in Q4 FY26 stood at Rs 816 crore, up by 13.5% from Rs 719 crore in Q3 FY25.
The gross non-performing assets were at 2.41% of gross advances as of 31 March 2026 as against 3.08% as of 31 March 2025. Net non-performing assets were at 1.04% as of 31 March 2026 as against 1.46% as of 31 March 2025.
The company's total balance sheet size as of 31 March 2026 was Rs 66,328 crore as against Rs 65,546 crore as of 31 March 2025.
Total gross advances (credit card receivables) as of 31 March 2026 were Rs 56,926 crore as against Rs 55,840 crore as of 31 March 2025.
Net worth as of 31 March 2026 was Rs 15,797 crore, up 14% YoY.
For FY26, the company posted net profit and total income of Rs 2,167 crore (up 13.1% YoY) and Rs 20,708 crore (up 11.1% YoY), respectively.
As of 31 March 2026, the company's CRAR was 25.5% compared to 22.9% as of 31 March 2025.
SBI Cards and Payment Services is a non-banking financial company that offers extensive credit card portfolio to individual cardholders and corporate clients which includes lifestyle, rewards, travel & fuel, and banking partnerships cards along with corporate cards covering all major cardholders' segments in terms of income profile and lifestyle. The brand has a wide base of around 22.1 million cards in force as of March 2026.
The scrip had added 0.06% to end at Rs 671 on the BSE today.